Legal Notice

Cinabre SAS

Intermediary insurance. Registered at the Bordeaux RCS under the number B 349 339 317.

SAS with share capital of € 254,820.

VAT number: FR 87 349 339 317

Head Office : Immeuble “Grand Angle” – Avenue Perié – 33520 Bruges – France

In accordance with the regulation on insurance intermediation, we inform you that:

  • Our ORIAS number is 07 005 421 (www.orias.fr).
  • Our activity is subject to the control of the Prudential Control and Resolution Authority: ACPR (4 Place de Budapest – CS 92459 – 75436 Paris Cedex 09).

In case of complaint, please send a writing to your usual correspondent.

 

Credits

Crédits photos : Raw Pixel / Fotolia / Canva / unsplash : Samuel Zeller ; Victoire Joncheray
Directeur de la publication : Laurent Blasquez
Éditeur : Laurent Blasquez

Creation of the website: Agence Bam. For any request: marine@agencebam.fr or beatrice@agencebam.fr

Hébergement : OVH SAS est une filiale de la société OVH Groupe SAS, société immatriculée au RCS de Lille sous le numéro 537 407 926 sise 2, rue Kellermann, 59100 Roubaix.

Privacy Policy

 

We are committed to protecting your privacy. This Privacy Policy (“Policy”) explains to you which personal data Cinabre (“we”) collects and asks about you, how we use this personal data and your rights of protection. data and in particular your right to object to some of the treatments we are You will find more information about your rights and how to exercise them in the section entitled “Rights of access and other rights”.

 

Take the time to read this Policy as it contains important information about what information we have or need to share with us. If you provide us with information about someone else, make sure that you have obtained permission from that person to do so in order to allow us to process his or her personal data as described in this Policy. This Policy applies to personal data that we collect about: policyholders, third-party claimants, visitors to our website http://www.cinabre-assurance.com (the “Site”) and our partners. We collect this information during our meetings and telephone conversations with you, in the insurance requests we ask you to complete, by collecting information and using the Site.

 

This Policy also explains how we collect information through cookies and similar technologies, which may affect you if you visit our Site. We may also provide additional information about our privacy practices on other occasions, such as when you make a claim in person or through a lawyer, and that information will help us to protect you. provide more relevant and timely information.

 

PERSONAL DATA COLLECTED

INSURED: As part of an insurance contract application, we collect your name and contact information as well as information about other persons involved in the insurance contract and the organization represented.

PARTNERS: We handle certain contact information about individuals employed by the organizations we work with, including brokers, insurers, experts, lawyers, IT service providers and other service providers in the fields of accounting and marketing.

VISITORS OF OUR WEB SITE: When you send us your questions or requests via the Site, we collect your name and contact information so that we can answer you.

Use of your personal data and legal basis for the processing of these data.

We use your personal data:

  • to perform a contract or take action related to a contract: this is applicable when you purchase our insurance products. This includes: (i) receipt of payments; (ii) communicate with you and arrange for the provision of products or services;
  • to the extent necessary to exercise our insurance brokerage business and to assert our legitimate interests (in the event that these interests are not superseded by your data protection rights) and in particular for: i) verify your identity; (ii) assess risk and provide insurance products and services; (iii) manage your insurance contract; (iv) communicate with you; (v) prevent, investigate and / or report cases of fraud, money laundering, terrorism, misrepresentation, security breaches or offenses in accordance with applicable law; (vi) manage claims and make necessary settlements; (vii) manage, report on and audit our operations; (viii) recover our debts; (ix) develop, improve and protect our products, services, Site, systems and relationships with you; (x) perform statistical research and analysis; and (xi) find, exercise or defend a right in court or fulfill our legal and regulatory obligations;
  • for purposes that are required by law: In response to requests from public authorities or law enforcement agencies for an investigation
  • to find, exercise or defend a legal claim
  • where the processing is necessary for a significant public interest reason, in accordance with local law; and
  • in the event that you give us your consent: (i) to occasionally use your contact information (including your e-mail address) to send you information about our products and services or other products and services provided by our group that we consider to be of interest to you; (ii) to deposit cookies as described below; or (iii) on other occasions where we will use the data for purposes that we will expose to you at that time. If you have given us your consent, you may withdraw it at any time by contacting us at the address indicated in the “Contact Us” section below.
  • Disclosure of your data: For the purposes described above (if applicable), your personal data are communicated to: (i) brokers, insurance companies; (ii) public authorities and law enforcement agencies; (iii) Fraud Prevention and Anti-Money Laundering and Terrorist Financing Agencies (for more details, see below); (iv) parties who have a financial interest in the insurance policy; and (v) other trusted service providers who process your personal data on our behalf (eg IT service providers who host or store your personal data), to the extent necessary for fulfillment purposes described above; or with your consent or in accordance with applicable laws.
  • Your personal data may also be transferred as part of a sale or restructuring. We may also transfer or assign such personal data in connection with bankruptcy, dissolution, or similar transactions or proceedings.
  • If we share your personal data, we will ensure that there are appropriate privacy and data security requirements in place to protect your personal information.
  • Prevention of fraud and fight against money laundering
  • To prevent and detect fraud, we may at any time, in accordance with the applicable data protection legislation: (i) share information with other organizations and public bodies, including the police; (ii) verify and / or record information (including information about any accident or illness) with fraud prevention organizations and insurance databases and, if false or inaccurate information is available to us, are given and we see a fraud, we will register it. Like other organizations, we can also use these organizations and databases and consult them from France with the aim of:
  • help us make decisions about the provision and management of insurance policies and related services for you and your household members; find our debtors or beneficiaries, recover our debts, prevent fraud and manage your accounts; control your identity to prevent money laundering, unless you provide us with other satisfactory proof of identity.

Law enforcement agencies can access and use information sent to fraud prevention agencies and databases in the insurance industry to enforce the law.

Like other organizations, we also have access to this information and use it to prevent fraud and money laundering, for example:

  • when checking prior to the subscription of an insurance policy or the settlement of a claim;
  • when checking the information provided by candidates for a post.

Like other organizations that access information stored by fraud prevention organizations, we can do so from other countries. If you wish to obtain a copy of the information you have about the organizations we consult in the fight against money laundering and fraud, we can give you the names and addresses of the organizations we use. To do this, contact us at the address indicated in the “Contact Us” section below by recalling your reference.

Financial penalties

 

We will use the information we have about you and other people mentioned in the policy to make sure that you comply with the financial penalties imposed against you in your country and in the rest of the world. This will involve verifying your information against the list of targeted financial sanctions issued by the Treasury and other lists of sanctions that are made public. Your information and that of the other persons mentioned in the policy may be communicated to the General Treasury Directorate and to other international regulatory bodies to the extent permitted or required by law. You may also be contacted if it is necessary to verify that you have complied with the requirements of the Financial Sanctions.

Monitoring and Registration: We may also monitor or record your e-mails and other communications in accordance with applicable law for quality, safety and training purposes.

Rights of access ans other rights

You have the right to request a copy of your personal data, to correct it, to delete it or to limit its processing, or to ask us to transfer some of this data to other organizations.

 

You may also have the right to object to certain treatments and, in the event that we have requested your consent to the processing of your data, to withdraw that consent. For example, you may at any time request that you no longer receive marketing communications from us by contacting us at the address listed in the Contact Us section below. These rights may be limited in certain situations – for example, where we are able to prove that we have a legal obligation to process your data. In some cases, this may mean that we can retain data even if you withdraw your consent. If you wish to exercise any of your rights, contact us at the address indicated in the “Contact Us” section below.

 

If we need personal data to fulfill legal or contractual obligations, then the communication of this data is obligatory: if this data is not provided to us, we will not be able to manage your request or fill in the data. obligations incumbent upon us. In all other cases, the communication of personal data requested is optional.

In the event of a problem, you also have the right to lodge a complaint with the data protection authority of the country where you live or work, or the place of alleged infringement.

 

Security and Data Retention: To protect your personal data, we implement appropriate technical and organizational measures, including practices such as firewalls and encryption.

We will retain your personal data as long as necessary for the accomplishment of the purposes mentioned above or to comply with the legal obligations in force. In most cases, the shelf life is six years from the closing of the insurance file. For more information on our specific data retention policies, contact us at the address listed in the “Contact Us” section below.
 

COOKIES AND OTHER TECHNOLOGIES

When you visit our Site, we automatically collect technical information, including the IP address of your device, your browser type and version, your time zone, the type and version of your browser plug-ins, your system operating system, the unique identifier of your device and the advertising identifiers; as well as information about your visit, including the entire browsing path of the URL to, via and from our Site; the pages you view or interact with, the page response time, errors that occurred while downloading, how long to view certain pages, information about page interactions (such as scrolling, clicks, and the mouse passages), and the methods used to leave the page. Some of this information is collected through cookies and similar technologies.

 

Cookies are small text files that websites send to your computer, mobile device, or other Internet-connected device to uniquely identify your browser or store information or settings in your browser. We use cookies on our Site which are essential to the use of the Site and its functionalities (eg. to browse the different pages of the site). We are obliged to use these cookies to make our website work as it should, whether or not you consent to their use.

 

We use cookies to evaluate the number of visitors and their usage patterns, to recognize you during your next visits to our Site and to store information about your preferences, in order to provide you with a better service when you use our Site.

 

You can change your browser settings to be informed about the deposit of a cookie or to delete or remove cookies. Each browser is different, so check your browser’s “Help” menu to learn how to change cookie settings or how to delete cookies that we have placed on your device. However, if you decide to reject our cookies, you may no longer be able to access certain parts of our Site.
 

For more information on cookies and how to set your browser to control cookies, visit: http://www.allaboutcookies.org/.

 

Links to other websites: Our Site may from time to time contain links to third-party websites. If you follow the links to these websites, we draw your attention to the fact that these sites have their own privacy policy and over which we have no control. Children: Cinabre only collects personal data relating to children under 18 years of age when these are required for insurance purposes. In the event that we learn that we have collected such data for a child under 18 in other circumstances, this data will be removed from our database as soon as possible.

 

Changes to this Policy: Cinabre may from time to time consider that a change in its policies, including this Policy, is desirable. If any changes are made, they will be posted on our Site or, where required by applicable data protection laws, you will be informed by other means.

 

CONTACT US

 

Cinabre is responsible for processing your personal data. Cinabre is registered with ORIAS under n ° 07005421 and is subject to the control of the ACPR (4 Place de Budapest – CS 92459 – 75436 Paris Cedex 09). If you have any questions about this Policy or our data collection practices, or if you wish to exercise any of your rights under the applicable data protection laws, please contact us:

For the attention of the Compliance Manager conformite@cinabre-assurance.com

 

TERMS OF USE OF THE SITE

 

This site is the property of Cinabre.

Unless otherwise authorized in writing by Cinabre, any reproduction of any element of the site, by any means whatsoever, is prohibited. It is the same for any reproduction of the brands or logos on the site.

Cinabre may, without notice, correct and modify the content of this site at any time.

Although this site was developed for the sake of quality and rigor, Cinabre can not guarantee the accuracy or completeness of the information presented there.

Cinabre SAS declines all responsibility for any damages due to access to this site or the impossibility of accessing it.

The hypertext links implemented by Cinabre towards other sites can not engage the responsibility of Cinabre which guarantees not to exert any control on the contents of these sites and which could not be held responsible for the contents of these sites.

 

RECRUITING INFORMATION NOTICE

 

Treatment Manager: Marion CLAVEREAU
Service: General Affairs
Email : marion.clavereau@cinabre-assurance.com

We inform you that the data concerning you will be computerized and treated confidentially. Only authorized persons of our company will be able to access your data for strictly internal purposes. Your data will be kept for a maximum of 24 months from our last contact. We are committed to inform you of the follow-up given to your application within a month. If further delay proves necessary, we will inform you.
You can exercise your right to access or delete data concerning you and have them rectified by contacting the General Affairs Department by mail to the head office of the company or by email to the following address: conformite@cinabre-assurance.com

 

COMPLAINTS PROCESSING

 

In case of dissatisfaction, we invite you to contact your usual contact at Cinabre.

 

We undertake to provide you with an answer within two months from the receipt of all the elements of your complaint. If you disagree with the response provided by your contact, you have the possibility to send us a complaint by post to the attention of:

“Compliance / Complaints” of Cinabre: Immeuble “Grand Angle” -Avenue Perié – 33520 BRUGES.